Chipper: Crush Student Loans

Chipper: Crush Student Loanscredit card

Chipper: Crush Student Loans

Chipper: Crush Student Loans

Student loan debt can feel overwhelming; count on Chipper to help you find the way out. Members save an average of $6,400 and 2.5 years in repayment.

Why you’ll love using Chipper:
• Qualify for smarter student loan payments on your federal loans; some plans include forgiveness
• See and manage all of your student loans in one place
• Chip away your debt painlessly with Round-Ups
• Pay off your student loans faster with Boosts
• Know your debt-free date and interest you'll save with Roundup and Boost payments with the built-in loan calculator
• Save money by paying down your highest-interest loans first
• Get fair, free & honest advice in-app from real people
• Get family and friends involved with Pool

SIDEKICK (Repayment Planner):
You may qualify for lower monthly payments on your current loans now. Without refinancing.

Sidekick in three steps:
– Link your loans
– Answer a few questions to see what you're eligible for
– Compare and choose what's best for you
We guide you through the rest (cost: completely free)

Pay down your loans without even feeling it with Round-Ups. As you spend money on normal purchases like groceries or gas, we apply the change to your highest-interest loan.

Round-Ups in three steps:
– Link your loans
– Link the cards you use to shop with
– Stay in budget with a weekly maximum and minimum
We do the rest of the work for you (cost: 50 cents for each weekly Round-Up transaction completed)

“Seeing years knocked off of my debt, based on my weekly payments reassured me that I can do this. These small payments are stepping stones for something greater.”
– App store reviewer

See how fast you can pay off your total debt with Boosts: small monthly payments to your highest-interest loan. Run on autopilot, or make one-time Boosts and calculate the time and interest you're saving.

Set up Boosts in three steps:
– Link your loans and bank account (once)
– Choose monthly or one-time payment
– Choose the amount
We handle the rest. (cost: $2; charged only for your first Boost of the month)

We are passionate about empowering student loan borrowers like you. If you have any questions about your loans, reach out in-app or email [email protected]

Who needs another birthday gift card? Let those who love you most help you move onto your next adventure: financial freedom.
Help your friends pay off their debt, too! #NoMoreRandomGifts

Pool in three steps:
– Link your loans
– You get a unique URL
– Share your unique link privately (or not) as you prefer
We handle the rest and keep you updated (cost: $3 per payment applied to your loan)


Chipper isn't a monthly subscription service; billing only happens based on actual payments to your loans. (50 cents for each weekly round-up payment, $2 on your first Boost payment of the month.) You will, as a Chipper app member, never pay more than $2 in any month regardless of how much you use any of the services on Chipper. Sidekick (repayment planner) and 1:1 student loan help are free to everyone.

Security, Control and Peace of Mind
Your peace of mind is our highest priority. We work with some of the world’s largest financial institutions to hold our security measures to the highest standards. We use 256-bit encryption, and we do NOT store your banking information on our servers or sell any of your personal information to third parties.

Please reach us in-app or email us at [email protected] if you have issues or requests.

Like us on Facebook

Follow us on Twitter

Join us on Instagram

Find us on LinkedIn


Made with love and weirdness in Austin.



Download the[Chipper: Crush Student Loans]@iPhone App

Download the APP!
Chipper: Crush Student Loans|Download the iPhone APP from AppStore

Evaluation at the itunes store

Evaluation of iPhone App [Chipper: Crush Student Loans] at itunes store

  • newest version:3.9 out of 5 stars (3.9 / 5)3.93333
  • All versions:3.9 out of 5 stars (3.9 / 5)3.93333

Number of people evaluated:45



Screenshots of iPhone Apps [Chipper: Crush Student Loans]

Chipper: Crush Student LoansScreenshot of 1Chipper: Crush Student LoansScreenshot of 2Chipper: Crush Student LoansScreenshot of 3Chipper: Crush Student LoansScreenshot of 4Chipper: Crush Student LoansScreenshot of 5Chipper: Crush Student LoansScreenshot of 6Chipper: Crush Student LoansScreenshot of 7

People reviews

Impression and review of people to iPhone App [Chipper: Crush Student Loans]!

  • Great so far
    by jayj-romeo on 2020-12-26 at 2:16 PM

    Only slimed the surface. Very helpful and easy so far.

  • Love Chipper!
    by GHJunkie on 2020-11-27 at 6:48 PM

    I was extremely skeptical when I came across Chipper but I am so glad I gave them a try. Jessica and Chipper have been a life saver! I am so grateful for their help! I was drowning in student loans and the amount I was expected to pay a month, over $1000, was impossible. But thanks to Jessica and Chipper I was able to consolidate all of my federal loans into one and then get onto the right payment plan for me. I am so grateful! I am now enrolled into the PSLF program and am on the path to having all of my loans forgiven! That’s $94,212 forgiven!!! I can breathe again. Thank you Jessica and Chipper! I will definitely be recommending Chipper to everyone!!

  • Does Chipper even work any longer?
    by No Onions on 2020-10-19 at 4:08 PM

    Cannot login - cannot type email or password in to the appropriate fields. Release notes appear to be exactly the same on the last few versions of app. Is this even active any longer?

  • The best student loan reducer app!!!
    by Hscagnoli on 2020-07-14 at 8:45 PM

    I can’t even begin to tell you what a great app this is and the staff I have worked with personally, Jessica, and owner, Tony! Always available to help out with feedback or chats when I ask a question. Another bonus is the Chipper loan feature: *this has helped me so much in reducing my loan and monthly payments *you will spend $15-40 on something anyway you might as well use it to reduce your student loan and pay it off early So many awesome features and upcoming!! I can’t say enough good things about this company and app! And all based in Austin, TX! Keep it weird!!! 😃

  • Really helped me!
    by vbnxoxo on 2020-04-09 at 11:31 PM

    I love that each purchase I make is rounded up and sent to my student loans. I don’t even feel it! Plus chipper helped me discover a new payment plan and I am paying much less than I was!

  • Great App!!
    by robh1992$ on 2020-02-20 at 8:49 PM

    Helped pay over $500 in student loan debt in 1 year. Now I am officially debt free!

  • Horrible Customer Service for a Scam
    by Princess beyonce on 2020-02-07 at 5:16 PM

    I have had an issue since September where money is being pulled from my account but isn’t being paid toward my loan. I contacted customer support months ago and they won’t respond to my messages when I try to contact them. This app is a scam and all of the people who work on it should be ashamed of themselves.

  • Not Working
    by crm25 on 2020-01-30 at 6:24 AM

    The app has recently stopped working oneand my wife's phone. Just sits on the loading screen.

  • Helpful to pay off loans
    by Dave from Nashville on 2020-01-22 at 10:20 PM

    I found the app to be very helpful in paying off student loans. In less than a year, chipper paid over $900 towards loans just by putting spare change and weekly round ups. Very nice people to work with! Deactivating my account was a little drawn out, but that’s my only complaint. Overall great app!

  • Chipper
    by azep2526 on 2020-01-16 at 8:08 PM

    This app is great It helped with my student loans a lot Thanks Chipper

  • Can’t believe how useful this is
    by Fatcrudz on 2020-01-16 at 7:32 PM

    Student loans are scary, confusing, and can completely ruin a person’s financial wellbeing. Chipper helped me manage my loans like I was never able to before! I highly recommend to anyone needing some guidance on their student loans

  • Great app with Great customer service !
    by Miggy_Smallz on 2020-01-16 at 6:51 AM

    This is an amazing idea that really helps with my student loans, and any question I have gets quickly answered by their customer service.

  • Top app
    by Znet55 on 2020-01-16 at 3:43 AM

    My son graduated from college in 2019. This app helped him chip away his student debt and he is now debt free!!! I would really recommend this app to all the students to crush their debt Keep it up Chipper!!

  • Amazing!
    by Spurs353535 on 2020-01-15 at 3:35 PM

    This app has outstanding design and I have not run into any of the technical deficiencies or glitches that others have reported in months of use. I also feel much better about my student loan situation and had been looking for an app like this for a long time.

  • Getting Better. But Not Quite There Yet
    by Boarderlove on 2020-01-15 at 8:29 AM

    Fixed previous bugs. But the boost page isn’t working for adding one time payments. Plus if friends and family try to use boost they can’t choose “other” to make a smaller payment. 1 Star to 2. I really want this app to get to 5 stars and really take off 🙂

  • Every college grad with loans NEEDS THIS APP
    by shellysmith2020 on 2020-01-14 at 6:21 PM

    Chipper could not have come at a better time. I graduate in May 2020 and have already started collecting money to begin paying off my loans!! My family has even gotten in on it too! Do yourself a favor and download this app and get ahead of the debt

  • The app works great
    by Dre() on 2020-01-14 at 5:26 PM

    I understand that there are some minor bugs but everything works and I’m saving money. Also, the company is continually releasing new versions to fix the bugs.

  • No Fedloan Servicing
    by JYD89 on 2020-01-12 at 11:03 PM

    Useless app that is probably just stealing money.

  • Glitches
    by robaz58 on 2020-01-09 at 9:39 PM

    Glitchy app. Not impressed at all.

  • Killer app
    by Khalidclone95 on 2019-11-26 at 12:00 AM

    Most impressive student loan repayment app there is. Had no idea there were so many ways to repay debt... every single student debt carrier needs to have Chipper hands down. Only wish this existed earlier!

  • Crashing
    by NYCMJ on 2019-11-21 at 2:25 PM

    I was really excited to find an app to keep me on track. This app keeps on crashing and not allowing me to see its potential.

  • Amended: Good app, but not for me
    by Chaivain on 2019-11-18 at 6:18 PM

    Edit: I wrote my previous review frustrated and upset with my experience. I was not receiving responses and I was terrified that $500 was trying to be taken from my account. Since then, my experience has improved. I began to receive prompt responses to my inquiry from the developer after five days of slow responses. As I asked, they deleted my account. They also sent me an email saying they would give me three months of free service if I returned. Though I have no plans of returning, it softened my previously poor experience. They addressed the $500 withdrawal saying I initiated it. However, I am fully aware of my financial situation and I know that I never consciously set this up. That being said, while using the app, they did successfully make extra payments to my student loan provider and I received notifications of these payments. For the right person, I’m sure this app is great asset to their financial success. Previous review: This app is not what it seems. I do not recall authorizing Chipper to begin withdrawing funds from my account. They just started doing it. Perhaps I did not read their terms and conditions properly, but I do not like how opaque this process was. Furthermore, when I repeatedly asked to cancel my account I received the slowest, most sporadic replies. If you are just trying this app out, please be careful when they ask you to link your online banking. The final straw was when they randomly initiated a transfer of $500 from my account. The roundups I understand, but I absolutely NEVER authorized them to withdraw this amount. I put in a stop payment with my bank and I hope this nightmare is over. This might work for some people, but I will never use this app again.

  • Payments
    by Mr. Flak on 2019-11-11 at 11:28 PM

    50 cents a transaction? Sounds like you’d be paying more for the service. I don’t see how this can help anyone pay off debt. Say you round up 10 cents, your charged 60 cents. Multiple transactions a day would put you farther behind. Better off saving $5 a day and applying it to your account.

  • Incredible app
    by Rightj on 2019-11-08 at 3:27 PM

    Awesome app! Such a great resource for paying off student loans. Keep it up Chipper!

  • Needed More Than Ever
    by Hudson Baird on 2019-11-08 at 3:11 AM

    The college loan repayment process is as complex and financially important as the health insurance market, without any of the public resources for someone to find their way. Chipper solves that, with clear and detailed advice based on each person’s unique context, framed alongside nuanced presentations of various repayment options. Then they do one better, and help you get out of debt faster. With round up and boost options you’ll make a big dent in your loans without feeling the pinch in your personal finances. They automate the right decisions, and it makes a world of difference.

  • My favorite student loan app!
    by TwanBYU on 2019-11-08 at 2:46 AM

    Great way to make a major dent in student loans. Beautiful design too!

  • It’s about time we can do this!!
    by rube512 on 2019-11-08 at 12:04 AM

    I’m so excited that we get an opportunity to truly tackle our generations biggest burden. I will be telling all of my friends.

  • Pays down your loans with the avalanche method but automatic!
    by als355 on 2019-09-07 at 12:31 AM

    I love how Chipper automatically figures out which loan to pay down among all the loans I have, so I save the most $ in interest. Boosts are the way to go for me!

  • Not linking my bank acct
    by Cabanird on 2019-08-31 at 6:49 PM

    I thought this app was a great idea when i heard about it on the Stacking Benjamins show. I downloaded app, it was able to find all my loans but my checking acct wont link to the app! So it’s useless! Can someone help out?

  • Don’t waste your time
    by StillInDebt on 2019-07-03 at 12:46 AM

    I had 2 successful payments the entire time I was using the app, all others “failed” for some reason. They refunded most of them but have been unresponsive the last week as I have tried to get the last few refunded as well. You’re much better off just making extra payments yourself as you see fit.

  • App does not even open!
    by Ugffoovg on 2019-06-17 at 10:34 PM

    Don’t waste your time!!

  • 1/4 of my debt paid
    by Medusoid on 2019-06-10 at 9:35 PM

    Chipper helped me pay my accrued interest as I was wrapping up my degree. It gave me a good head start on paying back my loans. What I love most is the app is the settings. You can set a weekly minimum and maximum. Being able to set small goals like paying $15 as a week gives me a sense of peace. I know my payments will be taken care of with little stress on my side. It also gives you a good estimate on how soon your loans will be paid based on your minimums and any additional payments you have the option to add. Seeing years knocked off of my debt, based on my weekly payments reassured me that I can do this. These small payments are stepping stones for something greater. And the team is fantastic. Questions, concerns are always handled with care.

  • Not secure or compatible with my loan provider
    by Michael_Moffett on 2019-06-07 at 3:20 AM

    I’d give this app a 0 if I could. TLDR; users cannot close their account by themselves and the app itself is not secure. Avoid like the plague. After downloading and setting up the app several months ago, I was emailed that my loan provider had a glitch and payments would be delayed. NBD at the time. Months later, and I’m still not able to transfer funds to my loan provider. Today, I navigated through the unintuitive UI to attempt to close my account. No option exists. I went into the support chat, and before closing, I was forced to go through a survey. And then something weird happened: someone else was in my chat with the rep, typing as me and saying they didn’t wish their account to be closed! This happened twice! I’m still regret giving them any financial information. I’d suggest everyone delete their information and remove the app ASAP! Beyond that, the UI is not at all intuitive. There’s hidden menus and bizarre interactions all over the place. UX nightmare all around.

  • Good idea
    by Kailbill on 2019-04-17 at 6:31 PM

    I love the premise behind this app; round up payments from each transaction to help pay off debt. Works well but I miss the feature where it sends monthly payments rather than weekly. If it sends weekly, at least with my loan, I only goes to the interest and isn’t very helpful. They have some other options though that work well. They debit your account at the beginning of the month and you typically see it hit your loan by the 15th. The chat option has been super helpful as well. The online support has been very informative and while they were still working some bugs out of the system, they reached out to me to let me know that my payment source wasn’t connecting anymore. Overall a good idea to help make a little more progress on loans.

  • Can't delete, DONT DOWNLOAD!
    by angry grad on 2019-04-17 at 3:48 AM

    Unfortunately, I decided to download this app and hook up my bank account. Chipper thinks I owe double what I owe on student loans. I think it is because it double added my loan service provider. I can't remove, only add... I can't remove my bank or the loan service provider. I can't delete my account. There is no instructions on how to deactivate my account. Customer service is completely unresponsive. If everything were working I would still be unhappy. There is only one lame graph. The UX is horrible! I'm really upset. Apple should stop recommending this to people fast.

  • Doesn’t work
    by MSquard on 2019-04-13 at 4:14 PM

    I can’t connect my FedLoan account, I get an error message every time I try. And customer service never got back to me.

  • Use ‘ChangED’ instead !!!
    by Filly Thought on 2019-04-12 at 3:37 AM

    App is definitely not what it use to be loan amount is incorrect. Changing funding account does not work. This app needs to be overhauled. No way of opting out, support is unresponsive. Get the feeling you’re stuck. Communicated by email and chat, now I’m left on “Seen”. Worst than a bad date.

  • Losing money
    by Jrom217 on 2019-04-09 at 12:55 PM

    Customer service is near impossible to get a hold of. Encouraged to use the built-in chat option but says a rep will respond in an hour but have been waiting for nearly a week!! There’s no way of opting out of the service on the app. Lastly, and more importantly money transfers out of my account to go to my loans, it doesn’t ever reach my loans as I can see from my provider the payments I make and Chipper is not on there. So where’s the money going? I want to be done with this program

  • Great App!
    by Sosobam on 2019-04-02 at 3:41 PM

    The new update is great, I’m loving it. It made the experience so much better. I’ve been using the more app frequently to pay off my student loans effectively. Thank you guys!

  • Good idea in concept, but app falls short
    by cetonn on 2019-03-23 at 8:55 PM

    I didn’t want to believe the reviews I read about Chipper because someone else’s experience may not be mine, so I downloaded the app. The first thing that caught my attention was having to connect my “funding source” more than once. Not sure why it wouldn’t stay connected. Second, I noticed that the “roundup” wasn’t happening as mentioned in the description of this app-the whole point of downloading it. Lastly, I’ve reached out to support twice over the past few days & no response. Having worked in customer service, I try to give all companies the benefit when reaching out, but all signs are pointing to a faulty app & lack of support. I’m disappointed to say the least. Good in concept, but app falls short. I’m closing my account.

  • Still has some kinks to work out
    by M.E. and Y.O.U. on 2019-03-22 at 3:14 PM

    Great concept. App is super buggy. At first I couldn’t even create an account, after the first few steps, I was led to a blank screen. Even after closing and re-launching the app, the blank screen was still there. Now, a few weeks later. Things seem to be working ok, but when I try to add my bank or my loan provider, the search doesn’t work. It’s just stuck at “Sorry, we couldn’t find this” even when I first open the screen-before I’ve searched for anything. This is very frustrating.

  • Not Good if you’re still in school
    by RivarCat on 2019-03-20 at 8:27 PM

    Chipper’s staff is very friendly and respond very quick to your support requests (~1-2 hours). The idea for this app is good and helps you put extra change towards your loans, but the fee is way too high for those who are still in school, like myself, and are just trying to pay down the accruing interest. I don’t spend a lot and my roundups reach ~$5/week. If you submit roundups weekly, they charge you 50¢/week. That’s a 10% fee. I’d rather just do the math myself and save the money. I guess this app is good for high spenders, but it’s really expensive if you don’t spend a lot.

    by broke_ass_student on 2019-03-19 at 12:50 PM

    1) you can’t remove it 2) they steal your money- $2/ transaction not per month like the app says. 3) they take money from money that you move around in your account- move 50 from savings to pay a bill- they add a dollar to that transaction :/ that’s just wrong! !!! THIS APP IS A COMPLETE RIP-OFF !!!

  • Can’t get past profile set up
    by Santashake on 2019-03-13 at 10:45 PM

    Tried 10 minutes to build the profile. Sections of the screen inaccessible and its doesn’t matter the screen size.

  • App won’t open
    by Kjata1013 on 2019-03-12 at 6:57 AM

    The app just has the chipper logo. It won’t load and I made sure I had no other apps opened and I rebooted my phone. I just let it sit to see if it would load eventually but after 5 min it was still giving me only the logo. Also, I saw that last month (my first month with this app) it showed me a total of what I accumulated but I didn’t see the amount applied to any loan. The keyboard will block inputs when adding a company. I can’t access one of my creditors. I’ve triple checked I was entering my info correctly, changed my password and everything, still says it can’t connect and that I’m putting in an incorrect password or user ID. The creditor is the US dept of Education.

  • I couldn’t even make a account
    by miller9688 on 2019-03-12 at 4:21 AM

    I was trying to lower my student debt and thought this app was a good idea! Until I tried to simply make a account and the app kept crashing.

  • App doesn’t load
    by Tahuel25 on 2019-03-12 at 1:40 AM

    This app doesn’t work properly. It won’t load so I can make changes to my settings. Not very reliable 😕 Not being able to login is frustrating. I don’t trust your company taking money out of my account if I don’t have access to my profile. Please delete my account. I will be closing my debit card so it can’t be used.

  • App needs work
    by GVinHI on 2019-03-09 at 6:39 PM

    The idea is interesting but they need to polish this app. The first big issue is that the keyboard will block input fields. This happens on almost every screen. Putting in your phone number is hit or miss. It may just do nothing, it could crash, or it could proceed to the verification code screen. Likewise putting in your bank account may not work. It didn’t work for me at all. I was able to get my bank to send me a code but the app just has a non interactive text field with my social security number in it and a spinning wait indicator. I think once they get a better developer on board this could be a great personal finance service.

  • Absolutely ridiculous
    by nonofyabezz on 2019-03-05 at 4:59 PM

    They took out money monthly from my account and they keep telling me messages that they couldn’t be able to pay back my loan!!! And they never refunded my money. This app is useless and a scam, don’t use it!

  • Not working
    by Ma 79 on 2019-02-28 at 7:11 PM

    Ditto! I agree with the other review. This is a great idea. I’m excited to use it, but it will not work appropriately. I would love to use it. Thank you.

Change log

Update history of iPhone App [Chipper: Crush Student Loans]

Users are able to discover all of their federal student loan repayment options, in addition too discovering if they are eligible for forgiveness programs. With our new Chipper Concierge, you can set up 1 on 1 meetings with our student loan experts, to discuss your available options, as well as, getting help filling out any forgiveness application.


iPhone App [Chipper: Crush Student Loans] Other details

  • Sales maker:
    Be Chipper, Inc.
  • Release date:
  • Version:2.3.6
  • Price:Free


Download the[Chipper: Crush Student Loans]@iPhone App

Download the APP!
Chipper: Crush Student Loans|Download the iPhone APP from AppStore


Copied title and URL